Are you eligible for Chapter 7 Bankruptcy Protection?

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was enacted into law in 2005. This act requires a "means test" to see if debtors qualify for Chapter 7 bankruptcy relief.

The test examines the debtors monthly income and expenses and compares them to the median income in our area. Generally, if the debtor make less than the median income for a family of their size, the debtor is allowed to file Chapter 7. If the debtors income exceeds the median income, the debtor may not be allowed to file Chapter 7, but may be allowed to file Chapter 13, which may require repayment of some of debtorsdebts within three to five years. Contact us at our firm (850) 434-8904 or www.farrarlawfirm.com to see if you would qualify for bankruptcy.

What to do in an Auto Accident

What to do in an auto accidents

Unfortunately, many of us will experience a motor vehicle automobile accident. There are certain things you should know, injured or not, in case you are ever involved in an automobile accident.

1. Do Not Leave the Scene

Call the police and report the accident immediately. Remain at the scene of the accident until the police arrive, investigate the accident, and advise you to leave.

2. Obtain All Involved Drivers’ Information

Write down the following information:

• Other driver's name, address and telephone number.
• Other car's make,model,year,license number, and vehicle identification number.
• Obtain automobile insurance policy information
• Name, address, and telephone number of witnesses.
• Octain the name and badge number of the investigating police officer.
  

3. Note the Location of the Accident

You may also want to note the time of day the accident occurred, the conditions of the roadway, the posted speed limit, the presence of traffic control devices, and weather conditions. Diagram the accident.

4. Note How the Accident Occurred

It is always a good idea to take written notes of exactly how the accident took place, the vehicles involved in the accident, their directions of travel, as well as the time the accident occurred. If litigation results, your written notes may prove to be extremely helpful when pleading or defending your case.

5. Do not discuss the Accident

It is important that you not discuss the accident with the other driver or take any blame for the accident.

6. Call us for a free consultation at our firm (850) 434-8904 Call immediately, as the time right after the accident can be crucial to your claim.

Can I be found liable if my car is rear-ended in a crash?

If someone hits you from behind, the accident is virtually always that driver's fault, regardless of the reason you stopped. A basic rule of the road requires that a driver be able to stop safely if a vehicle stops ahead of the driver. If the driver cannot stop, he is not driving as safely as the person in front of him.

The other surefire part of rear-end accident claims is that the vehicle damage proves how the accident happened. If the other car's front end and your car's rear end are both damaged, there can be no doubt that you were struck from the rear.

In some situations, both you and the car behind you will be hit when a third car runs into the car behind you and pushes it into the rear of your car. In that case, it is the driver of the third car who is at fault and against whose liability insurance you would file a claim.

Besides rear-end collisions, are there any clear patterns of liability in traffic accidents?

A car making a left turn is almost always liable to a car coming straight in the other direction. Exceptions to this near-automatic liability can occur if:

• the car going straight was going too fast (this is usually difficult to prove)
• the car going straight went through a red light, or
• the left-turn car began its turn when it was safe but something unexpected happened which made it have to slow down or stop its turn.

Whatever the contributing factors, the law says the car making the left turn must wait until it can safely complete the turn before moving in front of oncoming traffic. Also, the location of the damage on the cars sometimes makes it difficult for the other driver to argue that the accident happened in some way other than during a left turn. So, if you have had an accident in which you ran into someone who was making a left turn in front of you, almost all other considerations of fault go out the window and the other driver is nearly always liable.

Police Reports: Powerful Evidence If the police responded to the scene of your accident, particularly if they were aware that anyone was injured, they probably made a written accident report. Sometimes a police report will plainly state that a driver violated a specific Vehicle Code section and that the violation caused the accident. It may even indicate that the officer issued a citation. Other times, negligent driving is merely described or briefly mentioned somewhere in the report. Regardless of how specific the report is, if you can find any mention in a police report of a Vehicle Code violation or other evidence of careless driving, it can serve as great support in showing that the other driver was at fault. Naturally, the clearer the officer's statement about fault, the easier your job will be.

Deadbeat Parent Project

Obtain Unpaid Child Support Payments

One of the most difficult things about child support is actually getting a parent to pay it. All too often, a deadbeat parent fails to fulfill this important financial obligation. Your children become the real victims of this irresponsible behavior. Contact one our attorneys at Farrar Law Firm in Pensacola, Florida, for a complimentary telephone consultation about getting your unpaid child support payments.

There are a variety of tools to force a deadbeat parent to pay child support. Whether through the court system or not, these tactics attempt to make a person comply with a valid court order. The Farrar Law Firm will find deadbeat parents and get them to pay you.

Since 1986, our lawyers have concentrated on getting families the money they deserve from deadbeat parents. Some of the enforcement methods available to you include:

• Petitioning the court for a wage garnishment or payroll garnishment
• Suspending a person's driver's license
• Making a negative report against a person's credit rating
• Intercepting tax refund
• Freezing an asset or bank account

According to the State Department of Child Support Enforcement, hundreds of thousands of Florida residents fight to collect unpaid child support. Many times the court process provides little results for families dealing with a deadbeat parent. People find creative ways to avoid their financial responsibilities. You need to find more innovative ways to track down these deadbeats.

Some of the techniques used to collect child support include:

• Private investigators who uncover the location and employment of deadbeat parents
• Internet sites that post deadbeat parents' names, photographs, and other personal information

You and your children deserve to collect the child support payments due to you. Hold these people accountable for their actions by contacting a lawyer at Farrar Law Firm for a complimentary telephone consultation. We represent people throughout the Florida Panhandle, and Coastal Mississippi